What is a Home Loan?

  • Buying a home could be one of the biggest achievements of a person’s life. In most cases, it takes an entire lifespan to fulfill the dream of purchasing one’s own home.
  • Selecting the ideal property involves a lot of research and planning.
  • Arranging funds is probably the toughest and the trickiest part of the process.
  • You could dip into your savings for the entire payment OR
  • Decide to get a Home Loan at a good interest rate

A decade or so earlier, borrowing from a bank used to be a cumbersome process but today financial institutions have simplified the entire Home Loan application and disbursement process.

  • All leading financial institutions offer Home Loans with attractive interest rates, flexible repayment periods, quick turnaround times and unique product features.
  • Before finalising on a lender, one must understand the intricacies of a Home Loan
  • How should I compare what each bank is offering me?
  • Is there anything in the fine print I should be worried about?

Let us help you get the ideal Home Loan – let’s seal the deal!

Fresh Home Loan

At RDS home loan you can fulfill your dream of owning a home.RDS helps to convert your dream to get a place where you can relax & enjoy your life with your loved ones. RDS has been leading marketing channel partner with strong professionals tie ups of 23 banks.

RDS offers you home loan for following purposes :

  • A loan that is provided to individuals for buying a new home or construct dwelling unit. For NRIs the maximum tenure is 10 years subject to maximum age of 60 years at maturity.
  • A loan through which you can repair or renovate your existing home.
  • For extension of your existing home you can take a Home Extension Loan.
  • NRI seeking Home Loan for property purchase.
  • Loan for purchase and construction on a residential plot

Home Loan Balance Transfer

A simple Balance Transfer availed at an attractive rate of interest, can help you save on the interest expenses on your home loan

You can now transfer your existing Home Loan from other Banks and NBFC’s and enjoy long term savings. RDS has been leading marketing channel partner with strong professionals tie up with 23 banks.

Attractive interest rate

Minimum documentation

All Services at your Doorstep

Balance Transfer Plus Top- Up

Now don’t just reduce your financial burden by reducing your EMI. Now you can fulfill your financial needs and get your EMI reduced. RDS provides you a solution to get an enhancement over your existing loan while transferring that loan to another bank.

  • Attractive Interest Rate
  • Speedy Loan Transfer
  • Top-up upto 100%

Top-Up & Enhancement

As the name suggest, Home Loan Top-up, lets you avail an additional loan over your existing home loan, on the same property, without mortgaging more properties.  If the value of your property increases and your financials allow you to get more loan then RDS provides you the best of the options to avail Top-up over your home loan.

  • Option to take a separate facility that keeps your existing home loan intact
  • Attractive interest rates that makes your Top-Up one of the cheapest loan
  • Funds can be used for any purpose